Spend your stablecoins. Keep your keys.

Kova is a self-custodial wallet and card. Your crypto stays in your wallet — not ours — even when you tap to pay.

Your wallet, your money

Every dollar stays in your smart contract wallet. We never take custody. If Kova disappears tomorrow, your funds don't.

Programmable controls

Set spend limits, time windows, and merchant restrictions on every card session. Permissions are enforced on-chain, not by us.

Tap and go

Swipe your Kova card anywhere Visa is accepted. Stablecoins back every purchase. No manual swaps, no offramps, no delays.

How it works

1. Deposit stablecoins into your Kova wallet — a smart contract you own and control.

2. Lock collateral in your vault. This backs your card spending without leaving your wallet.

3. Tap your card. Kova authorizes the spend, settles on-chain, and releases your collateral.

Early access

Kova is in development. Drop your email to get access when we launch.

No spam. Just launch updates.